In the market for a new mortgage loan? We will be glad to assist you! Call us at 866730208. Ready to begin? Apply Here.
Even if you've not so much as researched homes to view yet, it's important to contact your mortgage pro first. Why? When you do not know yet how much home you want to qualify for, what could we do for you?
We Will Help You Pre-Qualify
When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and how much we of a loan you can qualify for. This process outlines your finances - your debts, income, employment, and down payment money, among other things. It's short and basic; We keep the paperwork light.
We will give you a Pre-Qualification Letter after you qualify, that states that we are confident you will qualify for up to a certain amount of mortgage dollars.
After you find the house that is best for you, and you decide to put together an offer, being pre-qualified for a mortgage will do several things. First, you have some definite numbers in mind, as the total you will qualify for on your loan.
Even more important to the present owner, your pre-qualification gives them certainty - as if you'd entered their home with a big box of cash to make the offer! They won't need to be concerned they have been wasting their time if you do not have the ability to qualify for a big enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't be something for them to lose sleep over. They have a virtual guarantee that they can trust your buying power.
We can help you pre-qualify
When we pre-qualify you, we help you decide the amount you can afford in monthly payments you can fit in your budget, and the loan amount you can qualify for. During this process, we look at your capacity to borrow - reviewing your job, money available for down payment, debt, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.
Face to Face
It's important for you to sit down and talk with us, even though you are welcome to also use the helpful mortgage calculators on this site. That way, we'll help you get your pre-qualification letter. For another thing, we might be able to find a different mortgage choice that fits your goals better. Contact us at 866730208 to get started.
Have questions about pre-qualifying? Call us at 866730208. Pinnacle Lending Group Inc answers pre-qualifying questions every day.